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Grand Valley State University (in Michigan)br / Department Art And Designbr / College Lib
Arts/Sciencesbr / br / [b]Graphic Design - (2 positions) - Assistant Professor[/b]br / br /
Responsibilitiesbr / Teach three courses per semester in a NASAD accredited undergraduate program
with approximately 350 majors, participate in portfolio reviews and student advising, provide
leadership and vision in curricular development, participate in university and departmental
committee work, and maintain an active research and professional practice.br / br / Required
Qualificationsbr / * MFA in Graphic Design or related field by August 2009 required.br / *
Professional experience and/or prior teaching experience preferred.br / * A combination of skills
covering the following areas: typography, identity design, page layout, print production, and
contemporary media (web design, motion graphics, interactive media, and video). Additional skills
might also include letterpress, contemporary illustration, packaging, or exhibit design, and the
ability to teach classes outside of the graphic design emphasis such as drawing, composition,
etc.br / * Background in historical and contemporary design literacy.br / br / Salary Rangebr /
Commensurate with Experiencebr / br / Application Deadline Infobr / Review will begin January 5,
2009 and continue until the position is filled.br / br / How To Applybr / Send (as hard copy or
digital files): letter of application, CV, teaching philosophy, artist statement, documentation of
creative research, sample syllabi, unofficial transcript, contact information for at least 3
references, and SASE. Send 20 examples of professional work and 20 examples of student work (if
available) on a MacIntosh compatible CD or DVD in an easily viewed presentation format such as
PowerPoint, pdf, Flash, html, mpeg, or jpeg.br / br / Send materials to:br / Virginia Jenkins,
Chairbr / Department of Art Designbr / 1105 Calder Art Centerbr / 1 Campus Drivebr / Grand Valley
State Universitybr / Allendale, MI 49401-9403.img
src="http://rhizome.org/syndicate/nothing.gif?f=announce" border="0"img
src="http://feeds.feedburner.com/~r/rhizome-announce/~4/474244190" height="1" width="1"/
pa href=http://ffffound.com/image/615c6f38b4636f879dd1e974e21d0693e86f3997img
src=http://img.ffffound.com/static-data/assets/6/615c6f38b4636f879dd1e974e21d0693e86f3997_m.jpg
alt= border=0 width=480 height=400/a/ppvia a
href=http://www.vague.ly/index.php?/illustration/various-illustrations-2007/http://www.vague.ly/index.php?/illustration/various-illustrations-2007//a/p
Editor's Note: We welcome a new regular feature and contributor here today. The MediaShift
Innovation Spotlight will look in-depth at one great mash-up, database, mapping project or
multimedia story that combines technology and journalism in useful ways. These projects can be at
major newspaper or broadcast sites, or independent news sites or blogs. Web journalist
extraordinaire Megan Taylor will be your guide to these regular bi-weekly spotlights.
What It Is
St. Petersburg Times' Neighborhood Watch is a
database application that tracks weekly house sales in Pinellas and Pasco counties, Florida.
Readers can search for home sales by county, ZIP code or neighborhood. Median price and sale
count trends are tracked and graphed at one year, six month, three month, and one month
intervals. On a neighborhood level, the site plots geographical data on Google Maps and suggests
listings to prospective buyers by ZIP code. The application also generates
neighborhood-by-neighborhood trend stories by querying the database. The Times plans to expand
Neighborhood Watch to cover more counties in the future.
Why It's Innovative
Every paper has to do these kinds of real estate stories once or twice a year: The housing market
has gone up, it's gone down, it stayed the same, etc. It's not big journalism, but it is
important to the community and it takes a lot of time and resources to put together individual
stories for different neighborhoods.
Neighborhood Watch not only provides weekly data on the housing market, but includes an instant
story for each neighborhood -- a computer program analyzes sale trends to generate a short
synopsis of a neighborhood's market.
This frees up real estate reporters to focus on bigger stories with context and depth. Given the
current state of the market, freeing up a reporter's time to work on big stories is becoming more
and more important.
The data is even appearing in the print St. Petersburg Times neighborhood sections; the paper has
begun to reverse publish information that originally appeared on the web.
Who's Behind It
Matt Waite, the St. Petersburg Times News Technologist, is the brains behind Neighborhood
Watch.
A Django evangelist and data hound, Waite worked as a reporter for the St. Petersburg Times for
almost eight years. He is also the mastermind behind PolitiFact, a popular site where statements from
U.S. presidential candidates were fact-checked and rated (including the "Pants on Fire" logo for
worst offenders).
In 2004, Waite created maps to compare prices while he was house-hunting; those maps eventually
became the seed for Neighborhood Watch.
Waite explained that even though newspapers only have the time and resources to cover broad,
flashy stories, it was really the small, local details that interested readers. The same is true
in regards to real estate stories:
I give this speech at various journalism conferences about crime. There are two crimes I care
about: There's the crazy dude with the machete who hacks his ex-girlfriend's new boyfriend's head
off and mounts it to his car and waits for the police to show up; and my neighbor's lawn mower
getting stolen out of his garage.One of those you'll find in the pages of the newspaper,
guaranteed, the other is the opposite: you'll never, ever, in a million years read about my
neighbor's lawn mower getting stolen out of his garage in the pages of the St. Petersburg Times.
But I and my other neighbors were very interested when that happened. So the trick is to find a way
to deliver that kind of information to people in a compelling fashion that doesn't involve having
to pay a massive army of reporters to cover every single thing that moves. And the beauty of apps
like this is that you might not care, but the guy in the apartment next to yours may REALLY care.
But it didn't cost anything to provide that information to whoever might want it, at whatever scale
you want it at.
Listen to Waite talk about the origins of Neighborhood Watch:
divimg alt=""
src="http://hits.guardian.co.uk/b/ss/guardiangu-feeds/1/H.15.1/89165?ns=guardianpageName=Money%3A+Tracker+warning+ahead+of+rate+decisionch=Moneyc3=guardian.co.ukc4=Mortgages+%28Money%29%2CProperty%2CBorrowing+and+debt%2CBanks+and+building+societies%2CMoney%2CHousing+market+%28Business%29%2CBusiness%2CUK+news%2CInterest+rates+%28Money%29%2CInterest+rates+%28Business%29c5=Personal+Finance%2CInvestments%2CCredit+Crunch%2CNot+commercially+useful%2CBusiness+Markets%2CProperty+Mortgages+and+Interest+Ratesc6=Staff+and+agenciesc7=2008_12_03c8=1128025c9=articlec10=GUc11=Moneyc12=Mortgagesc13=c14=h2=GU%2FMoney%2FMortgages"
width="1" height="1" //divpAt least half a million tracker a
href="http://www.guardian.co.uk/money/mortgages"mortgage/a customers may not see their repayments
fall in line with this week's expected a
href="http://www.guardian.co.uk/money/interestrates"interest rate/a cut, it was predicted
today./ppThat figure could more than double if the UK's largest lender, Halifax, implements a
clause in its home loans allowing it to change borrowers' rates./ppThe Bank of England's monetary
policy committee (MPC) is widely expected to reduce the base rate by between 0.5% and 1% when it
announces the result of its two-day meeting tomorrow. But clauses in some tracker mortgages will
mean lenders no longer have to pass on the cut to their customers, while those on standard variable
rate (SVR) deals are also unlikely to benefit from the full reduction./ppDespite the fact that
tracker deals automatically move up and down in line with the base rate, some have so-called floors
or collars which state that lenders will stop passing on rate cuts once the base rate falls below a
certain level./ppOn Nationwide deals a collar kicks in when a
href="http://www.guardian.co.uk/money/2008/nov/01/mortgages-property"official interest rates fall
below 2.75%/a, while on a Skipton or Yorkshire building society tracker the cut off point is
3%./ppRay Boulger, senior technical manager at mortgage broker John Charcol, said up to 1.2 million
people - a sizeable proportion of the estimated 3.9 million who have tracker deals - may not see
the full reduction passed on to them./ppHe said up to 600,000 people had tracker mortgages with
lenders such as Nationwide and Skipton, while up to a further 600,000 have a tracker deal with
Halifax, which may choose to exercise its option not to pass on the rate cut in
full./ph2Halifax/h2pThe small print in Halifax's mortgage gives it the option not to pass on all or
any cut once the base rate falls below 3%. It tells customers: "We can also change the tracker
margin to your disadvantage, but only at a time when the tracker base rate is less than 3% per
year. /pp"By 'to your disadvantage' we mean increasing the tracker margin where it is positive or
zero, reducing the tracker margin where it is negative, or changing a negative tracker margin to a
positive one." /ppHowever, comments made yesterday by a representative of the City watchdog, the
Financial Services Authority (FSA), suggest the bank could be in trouble if it a
href="http://www.guardian.co.uk/money/2008/dec/02/mortgages-banks"tries to implement the
clause/a./ppJon Pain, the FSA's retail markets managing director, told the Council of Mortgage
Lenders annual conference that while tracker interest rate collars could be a legitimate term of a
mortgage, "it can only be if it is clear and unambiguous to the consumer, and is consistently and
prominently spelt out in the initial KFI [key facts illustration] and offer document throughout the
sales process"./ppA spokesman for the FSA said it would not comment on individual companies, but it
seems likely Halifax will be under pressure to pass on any reduction in full. /ppIf it doesn't,
Boulger said it could face a legal challenge from borrowers. "I had a call last week from one
borrower with a large Halifax lifetime tracker mortgage who said he would do just that," he
said./ph2Standard variable rates/h2pBorrowers on SVRs are also unlikely to benefit from the full
reduction. Lloyds TSB, which also lends under the Cheltenham Gloucester brand, is the only major
lender which links its SVR to the Bank base rate. /ppIts terms and conditions pledge that its SVR
will never be more than 2% above the base rate, which means it could fall as low as 4% if the MPC
does opt for a full 1% cut./ppLast month, a number of major lenders were quick to reduce their SVR
by the full 1.5% after coming under pressure from the government, but many others only passed on
smaller cuts./ppOverall, 87 out of 95 lenders with an SVR passed on some of the reduction, but 57
did not pass it on in full, with some only reducing their rates by 0.25%. The Woolwich, Barclays'
lending arm, has not passed on anything./ppLouise Cuming, head of mortgages at
moneysupermarket.com, said: "If we see a 1% cut to [an overall rate of] 2%, it will be very, very
difficult for lenders to pass that on./pp"They have to have an eye on profitability and 2008 has
been about lenders wanting to get profit rather than volume lending."/ppBoulger agreed, saying that
if rates were cut by 1% he would expect lenders to pass on between 0.25% to 0.5% to SVR customers,
unless the government puts pressure on the major lenders to pass on the cut in full again./ppIf the
MPC cuts interest rates by 0.5% and lenders pass on the reduction in full it would save borrowers
with a typical £150,000 mortgage around £43 a month, while a 1% reduction would reduce
monthly repayments by £85./pdiv style="float: left; margin-right: 10px; margin-bottom:
10px;"ullia href="http://www.guardian.co.uk/money/mortgages"Mortgages/a/lilia
href="http://www.guardian.co.uk/money/property"Property/a/lilia
href="http://www.guardian.co.uk/money/debt"Borrowing debt/a/lilia
href="http://www.guardian.co.uk/money/banks"Banks and building societies/a/lilia
href="http://www.guardian.co.uk/business/housingmarket"Housing market/a/lilia
href="http://www.guardian.co.uk/money/interestrates"Interest rates/a/lilia
href="http://www.guardian.co.uk/business/interestrates"Interest rates/a/li/ul/diva
href="http://www.guardian.co.uk"guardian.co.uk/a copy; Guardian News Media Limited 2008 | Use of
this content is subject to our a
href="http://users.guardian.co.uk/help/article/0,,933909,00.html"Terms Conditions/a | a
href="http://www.guardian.co.uk/webfeeds/1,,1309488,00.html"More Feeds/a pa
href="http://feedads.googleadservices.com/~at/vFowmOJr7LLH_KbczF13xURKTeE/a"img
src="http://feedads.googleadservices.com/~at/vFowmOJr7LLH_KbczF13xURKTeE/i" border="0"
ismap="true"/img/a/p
My weekly technology law column (a href="http://www.thestar.com/sciencetech/article/546213"Toronto
Star version/a, a
href="http://www.ottawacitizen.com/Technology/Lawless+Canada+haven+spammers/1019504/story.html"Ottawa
Citizen version/a, a href="http://www.thetyee.ca/Mediacheck/2008/12/02/SpamHaven/"The Tyee
version/a, a href="http://www.michaelgeist.ca/content/view/3552/159/" homepage version/a) focuses
on the state of anti-spam legislation in Canada.nbsp; It notes that the recent a
href="http://www.michaelgeist.ca/content/view/3539/125/" Facebook case/a has placed the spotlight
on Canadarsquo;s ongoing failure to address its spam problem by introducing long overdue anti-spam
legislation.nbsp; The fact that organizations are forced to use U.S. courts and laws to deal with
Canadian spammers points to an inconvenient truth - Canadian anti-spam laws are woefully inadequate
and we are rapidly emerging as a haven for spammers eager exploit the weak legal framework. br / br
/br /Canada initially recognized the need to address the spam issue with formation in 2004 of a
National Task Force on Spam that included a broad cross-section of marketers, telecom companies,
and public policy groups (I was a member of the task force).nbsp; The Task Force unanimously
recommended that the government introduce anti-spam legislation.br / br / Years later, the issue
continues to languish on the legislative agenda.nbsp; Successive governments - both Conservative
and Liberal - have failed to introduce legislation (the notable exception is a Private Member#39;s
bill introduced by Senator Yoine Goldstein earlier this year).nbsp; During this fall#39;s election
campaign, the Conservatives promised to address the issue, yet a commitment to anti-spam
legislation was missing from the recent Speech from the Throne that outlined the government#39;s
forthcoming priorities. br / br / The continuing delays are particularly problematic given the
increasingly criminal nature of spam.nbsp; Once regarded as a mere nuisance, the recent flood of
spam spoofing the Canada Revenue Agency that encouraged recipients to forward highly sensitive
personal information highlights the very real dangers of identity theft that can result from spam
activities.br / br / The Facebook case is only the latest illustration that government inaction has
had an impact.nbsp; Companies anxious to target Canadian-based spammers have been forced to turn to
other countries to do the job, while international law enforcement investigations into criminal
spam activities run the risk of stalling in Canada since authorities may lack the requisite
investigatory powers. br / br / As the only G-7 country without anti-spam legislation, it was only
a matter of time before spammers began to take advantage.nbsp; Cloudmark, a leading provider of
anti-spam software, recently presented a data on the origins of spam emanating from web-based email
providers such as Hotmail, Gmail, and Yahoo! at an international anti-spam conference in
Germany.nbsp; Its research indicates that the majority of email - often up to 80 percent of traffic
- from these popular services is now spam and that Canada ranked fifth worldwide as the source of
web-based email spam, trailing only Iran, Nigeria, Kenya, and Israel.br / br / Another recent study
from California demonstrated how spammers profit from their activities by shifting the costs
traditionally borne by marketers to the recipients of spam, namely Internet users.nbsp; Although
many people immediately delete spam messages, the study found that spammers remain profitable even
with very low response rates. br / br / In light of its profit-making potential, no amount of
anti-spam legislation will completely eliminate spam.nbsp; However, the experience to date in other
countries has shown that tough new measures can reduce the amount of spam that originates from
domestic sources.nbsp; Given the fact that there are still several major Canadian spamming
organizations thriving under the current legal framework, the best way to reduce the amount of
made-in-Canada spam is to change the law.nbsp; br /img
src="http://feeds.feedburner.com/~r/MichaelGeistsBlog/~4/473452840" height="1" width="1"/
Grand Valley State University (in Michigan)br / Department Art And Designbr / College Lib
Arts/Sciencesbr / br / [b]Graphic Design - Assistant Professor (2 positions)[/b]br / br /
Responsibilitiesbr / Teach three courses per semester in a NASAD accredited undergraduate program
with approximately 350 majors, participate in portfolio reviews and student advising, provide
leadership and vision in curricular development, participate in university and departmental
committee work, and maintain an active research and professional practice.br / br / Required
Qualificationsbr / * MFA in Graphic Design or related field by August 2009 required.br / *
Professional experience and/or prior teaching experience preferred.br / * A combination of skills
covering the following areas: typography, identity design, page layout, print production, and
contemporary media (web design, motion graphics, interactive media, and video). Additional skills
might also include letterpress, contemporary illustration, packaging, or exhibit design, and the
ability to teach classes outside of the graphic design emphasis such as drawing, composition,
etc.br / * Background in historical and contemporary design literacy.br / br / Salary Rangebr /
Commensurate with Experiencebr / br / Application Deadline Infobr / Review will begin January 5,
2009 and continue until the position is filled.br / br / How To Applybr / Send (as hard copy or
digital files): letter of application, CV, teaching philosophy, artist statement, documentation of
creative research, sample syllabi, unofficial transcript, contact information for at least 3
references, and SASE. Send 20 examples of professional work and 20 examples of student work (if
available) on a MacIntosh compatible CD or DVD in an easily viewed presentation format such as
PowerPoint, pdf, Flash, html, mpeg, or jpeg.br / br / Send materials to:br / Virginia Jenkins,
Chairbr / Department of Art Designbr / 1105 Calder Art Centerbr / 1 Campus Drivebr / Grand Valley
State Universitybr / Allendale, MI 49401-9403.img
src="http://rhizome.org/syndicate/nothing.gif?f=announce" border="0"img
src="http://feeds.feedburner.com/~r/rhizome-announce/~4/473153486" height="1" width="1"/
Sean Guillory of Sean's Russia Blog posts a
graphic illustration for yet another one of PM Putin's crude remarks and writes about the
Paul
Klebnikov Fund’s event: “What is Russia Thinking? The Word from the Last of the
Independent Media.”
On trouve parfois des perles sur Flickr. Si, si. A commencer par exemple par cette illustration
datée de 1697 et affichant une sorte de boule ressemblant à s’y
méprendre au logo Xbox 360. Une conspiration, on nous l’avait pourtant bien
dit…
On trouve parfois des perles sur Flickr. Si, si. A commencer par exemple par cette illustration
datée de 1697 et affichant une sorte de boule ressemblant à s’y
méprendre au logo Xbox 360. Une conspiration, on nous l’avait pourtant bien
dit…
divimg alt=""
src="http://hits.guardian.co.uk/b/ss/guardiangu-feeds/1/H.15.1/54267?ns=guardianpageName=Money%3A+FSA+warns+lenders+over+tracker+mortgagesch=Moneyc3=guardian.co.ukc4=Mortgages+%28Money%29%2CBanks+and+building+societies%2CMoney%2CInterest+rates+%28Money%29%2CBorrowing+and+debt%2CBusiness%2CUK+newsc5=Personal+Finance%2CInvestments%2CNot+commercially+useful%2CBusiness+Markets%2CProperty+Mortgages+and+Interest+Ratesc6=Rupert+Jonesc7=2008_12_02c8=1127448c9=articlec10=GUc11=Moneyc12=Mortgagesc13=c14=h2=GU%2FMoney%2FMortgages"
width="1" height="1" //divpa href="http://www.guardian.co.uk/money/banks"Banks and building
societies/a were today warned they could find themselves in hot water if they use small print terms
to avoid passing on this week's likely a
href="http://www.guardian.co.uk/money/interestrates"interest rate/a cut to their tracker mortgage
customers./ppThe Financial Services Authority has waded into the row over the "collars" or "floors"
that some mortgage lenders have in their terms and conditions, which allow them not to pass on rate
cuts, even if the contract says the loan is tied to the Bank of England base rate./ppMany holders
of tracker home loans are looking forward to another sizeable reduction in their monthly costs if
the Bank cuts rates on Thursday. Some economists are predicting a cut of a full percentage point,
which would take the main rate down to 2%./ppHowever, some lenders have small print in their
contracts which allows them to set a minimum rate for customers. /ppNationwide building society has
indicated that once the base rate hits 2.75% it will not pass on any further cuts to borrowers,
while Halifax has an option not to pass on any cuts below 3%, but both would be under pressure to
do so. The restriction means a borrower with a Nationwide mortgage tracking 0.5% above the base
rate will never see their pay rate fall below 3.25%, even if interest rates continue to
fall./ppSpeaking today at the Council of Mortgage Lenders annual conference, Jon Pain, the FSA's
retail markets managing director, said that while tracker interest rate floors could be a
legitimate term of a mortgage, "it can only be if it is clear and unambiguous to the consumer, and
is consistently and prominently spelt out in the initial KFI [key facts illustration] and offer
document throughout the sales process"./ppHe added: "If it is not [lenders] run the real risk of
both breaching our disclosure requirements and having an unfair contract term you cannot
enforce."/ppPain said he was well aware of the potential risks some lenders faced in a very low
interest rate environment. "But the solution cannot be to introduce contract terms that don't exist
or are unenforceable," he added./ppYesterday, Nationwide launched a tracker deal with a collar of
1%, allowing new borrowers to benefit from further rate cuts. However, the rate on the mortgage is
pegged 1.99% above the base rate./pdiv style="float: left; margin-right: 10px; margin-bottom:
10px;"ullia href="http://www.guardian.co.uk/money/mortgages"Mortgages/a/lilia
href="http://www.guardian.co.uk/money/banks"Banks and building societies/a/lilia
href="http://www.guardian.co.uk/money/interestrates"Interest rates/a/lilia
href="http://www.guardian.co.uk/money/debt"Borrowing debt/a/li/ul/diva
href="http://www.guardian.co.uk"guardian.co.uk/a copy; Guardian News Media Limited 2008 | Use of
this content is subject to our a
href="http://users.guardian.co.uk/help/article/0,,933909,00.html"Terms Conditions/a | a
href="http://www.guardian.co.uk/webfeeds/1,,1309488,00.html"More Feeds/a pa
href="http://feedads.googleadservices.com/~at/KIMTpSpdHBoGS203wCyeliELdwo/a"img
src="http://feedads.googleadservices.com/~at/KIMTpSpdHBoGS203wCyeliELdwo/i" border="0"
ismap="true"/img/a/p
Les Etats veulent renflouer les banques ? Bruxelles rechigne à donner son accord ! 2
décembre 2008 - 11h35 - UN COMMENTAIRE Posté par 212.***.160.** La Louve
http://bellaciao.org/fr/spip.php?ar... br /Ce que l'on pourrait dire pour commenter cette
décision de la commission, c'est qu'elle est une excellente illustration de ce que cette
crise du capitalisme va être , faute d'opposition appropriée (et immédiate -
Sarkozy sur ce point a raison, sur certains sujets, l'avenir est à ceux qui vont (...)
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