I have photography business and I'm looking for an app that I can manage my budge and schedules... Any idea???

C'est avec "satisfaction" que le Conseil Compétitivité du 1er décembre a accueilli la communication sur le Small Business Act(SBA) présentée par la Commission européenne le 27 juin dernier. ...

pa href="http://rss.businessweek.com/~a/bw_rss/bwdaily?a=vWZyok"img src="http://rss.businessweek.com/~a/bw_rss/bwdaily?i=vWZyok" border="0"/img/a/pimg src="http://rss.businessweek.com/~r/bw_rss/bwdaily/~4/472837457" height="1" width="1"/

In support of small business and entrepreneurship, the normally-$149 MyCorporation servicemdash;which files all the paperwork you need to found your new company (LLC or corporation)mdash;is free...

pimg src="http://cache.gawker.com/assets/images/lifehacker/2008/12/mycorporation-logo.png" width="198" height="221" align="right" align="right" hspace="4" vspace="2" / In support of small business and entrepreneurship, the normally-$149 MyCorporation servicemdash;which files all the paperwork you need to found your new company (LLC or corporation)mdash;is free all this week, until December 5th. The MyCorporation service sounds familiar because we mentioned their last free promotion on a href="http://lifehacker.com/5083444/found-your-company-with-mycorporation-free-today-only"November 11th/a, which went so well, the company decided to do it again. We haven't used MyCorporation to found a corporation or LLC ourselves, but at least a href="http://lifehacker.com/5083444/found-your-company-with-mycorporation-free-today-only?cpage=2sort=asc#c8892269"one satisfied reader did/a. Happily a company rep explains what exactly you get when you use MyCorporation to found your company./p pSeveral readers questioned why you'd need MyCorporation to file your LLC or incorporation paperwork when it's something you can do yourself and expressed concern about getting upsold on other products they don't want; others said that they wouldn't trust MyCorporation because it's made by Intuit, the makers of finance software Quicken and Quickbooks. Note also that state filing fees ido/i apply even if you take advantage of this offer, so it's not completely free./p pa href="http://lifehacker.com/5083444/found-your-company-with-mycorporation-free-today-only?cpage=2sort=asc"NaldoFudge/a, a reader who appears to be from or know a whole lot about MyCorporation, says:/p blockquotepI wanted to answer some of the questions/concerns mentioned in this thread: /p p1. Yes, anyone can draft and file any documents directly with state government agencies. The value of the service is that you don't have to do any research on what and how to file, and you minimize the risk of your doc/filing getting rejected at the state by using a service that specializes in these filings. Also, MyCorp doesn't just file the corp/llc for you mdash; they check the company name for availability (filing formation docs with an unavailable name is one of the most common reasons for rejection of documents when you do it yourself); they provide customized and editable internal operating documents to you (bylaws for corporations and operating agreements for LLCs) mdash; bylaws are a legal requirement for corporations. They also automatically provide you with customized stock or membership certificates. It's a valuable service even for the normal $149.00 fee mdash; so there's nothing to lose when it's free. /p p2. The state fees have to be paid whether you do it yourself or use a service like MyCorp. The state fees MyCorp charges are completely accurate and current. [...]/p p3. MyCorp is indeed a business, not a nonprofit organization, and the way they make money on such a deal is by customers purchasing optional products and services with fees. But such products and services are, as indicated, *optional* mdash; no additional purchase is required to get the free service, so it is not a bait-and-switch scheme. Hundreds of customers got the free service on the Free for a Day without buying anything additional. But note that the optional offerings are valuable services for those who do want to use them. /p p4. For those who have had issues with other Intuit products, please note that MyCorp is not a software product mdash; MyCorp is a service company where real, live human beings process everything you order and provide excellent customer service after you file for as long as you need assistance. Hope this info is useful. Take care everybody!/p/blockquote pLet us know if you pull the trigger and start your company this week using MyCorporation. The $149 fee waiver is only in effect until Friday, December 5th. Any company founders out there want to offer advice or insight into taking the leap? Do so in the comments. div class="related"a href="http://mycorporation.com/freeweek/"Free Incorporation, Free LLC Formation Servicesmdash;MyCorporation/a/div /p br style="clear: both;"/ a href="http://www.pheedo.com/click.phdo?s=d0edafcd26031be82f6a6c85b841f267p=1"img alt="" style="border: 0;" border="0" src="http://www.pheedo.com/img.phdo?s=d0edafcd26031be82f6a6c85b841f267p=1"//a img src="http://www.pheedo.com/feeds/tracker.php?i=d0edafcd26031be82f6a6c85b841f267" style="display: none;" border="0" height="1" width="1" alt=""/div class="feedflare" a href="http://feeds.gawker.com/~f/lifehacker/full?a=24eEmqej"img src="http://feedproxy.google.com/~f/lifehacker/full?d=120" border="0"/img/a a href="http://feeds.gawker.com/~f/lifehacker/full?a=MlceYuzG"img src="http://feedproxy.google.com/~f/lifehacker/full?d=41" border="0"/img/a a href="http://feeds.gawker.com/~f/lifehacker/full?a=ebIijm7m"img src="http://feedproxy.google.com/~f/lifehacker/full?i=ebIijm7m" border="0"/img/a a href="http://feeds.gawker.com/~f/lifehacker/full?a=3IxMMc9h"img src="http://feedproxy.google.com/~f/lifehacker/full?i=3IxMMc9h" border="0"/img/a /divimg src="http://feedproxy.google.com/~r/lifehacker/full/~4/M0DuV1V6lec" height="1" width="1"/

pimg src="http://cache.gawker.com/assets/images/lifehacker/2008/12/mycorporation-logo.png" width="198" height="221" align="right" align="right" hspace="4" vspace="2" / In support of small business and entrepreneurship, the normally-$149 MyCorporation servicemdash;which files all the paperwork you need to found your new company (LLC or corporation)mdash;is free all this week, until December 5th. The MyCorporation service sounds familiar because we mentioned their last free promotion on a href="http://lifehacker.com/5083444/found-your-company-with-mycorporation-free-today-only"November 11th/a, which went so well, the company decided to do it again. We haven't used MyCorporation to found a corporation or LLC ourselves, but at least a href="http://lifehacker.com/5083444/found-your-company-with-mycorporation-free-today-only?cpage=2sort=asc#c8892269"one satisfied reader did/a. Happily a company rep explains what exactly you get when you use MyCorporation to found your company./p pSeveral readers questioned why you'd need MyCorporation to file your LLC or incorporation paperwork when it's something you can do yourself and expressed concern about getting upsold on other products they don't want; others said that they wouldn't trust MyCorporation because it's made by Intuit, the makers of finance software Quicken and Quickbooks. Note also that state filing fees ido/i apply even if you take advantage of this offer, so it's not completely free./p pa href="http://lifehacker.com/5083444/found-your-company-with-mycorporation-free-today-only?cpage=2sort=asc"NaldoFudge/a, a reader who appears to be from or know a whole lot about MyCorporation, says:/p blockquotepI wanted to answer some of the questions/concerns mentioned in this thread: /p p1. Yes, anyone can draft and file any documents directly with state government agencies. The value of the service is that you don't have to do any research on what and how to file, and you minimize the risk of your doc/filing getting rejected at the state by using a service that specializes in these filings. Also, MyCorp doesn't just file the corp/llc for you mdash; they check the company name for availability (filing formation docs with an unavailable name is one of the most common reasons for rejection of documents when you do it yourself); they provide customized and editable internal operating documents to you (bylaws for corporations and operating agreements for LLCs) mdash; bylaws are a legal requirement for corporations. They also automatically provide you with customized stock or membership certificates. It's a valuable service even for the normal $149.00 fee mdash; so there's nothing to lose when it's free. /p p2. The state fees have to be paid whether you do it yourself or use a service like MyCorp. The state fees MyCorp charges are completely accurate and current. [...]/p p3. MyCorp is indeed a business, not a nonprofit organization, and the way they make money on such a deal is by customers purchasing optional products and services with fees. But such products and services are, as indicated, *optional* mdash; no additional purchase is required to get the free service, so it is not a bait-and-switch scheme. Hundreds of customers got the free service on the Free for a Day without buying anything additional. But note that the optional offerings are valuable services for those who do want to use them. /p p4. For those who have had issues with other Intuit products, please note that MyCorp is not a software product mdash; MyCorp is a service company where real, live human beings process everything you order and provide excellent customer service after you file for as long as you need assistance. Hope this info is useful. Take care everybody!/p/blockquote pLet us know if you pull the trigger and start your company this week using MyCorporation. The $149 fee waiver is only in effect until Friday, December 5th. Any company founders out there want to offer advice or insight into taking the leap? Do so in the comments. div class="related"a href="http://mycorporation.com/freeweek/"Free Incorporation, Free LLC Formation Servicesmdash;MyCorporation/a/div /p br style="clear: both;"/ a href="http://www.pheedo.com/click.phdo?s=d0edafcd26031be82f6a6c85b841f267p=1"img alt="" style="border: 0;" border="0" src="http://www.pheedo.com/img.phdo?s=d0edafcd26031be82f6a6c85b841f267p=1"//a img src="http://www.pheedo.com/feeds/tracker.php?i=d0edafcd26031be82f6a6c85b841f267" style="display: none;" border="0" height="1" width="1" alt=""/div class="feedflare" a href="http://feeds.gawker.com:80/~f/lifehacker/full?a=24eEmqej"img src="http://feedproxy.google.com/~f/lifehacker/full?d=120" border="0"/img/a a href="http://feeds.gawker.com:80/~f/lifehacker/full?a=MlceYuzG"img src="http://feedproxy.google.com/~f/lifehacker/full?d=41" border="0"/img/a a href="http://feeds.gawker.com:80/~f/lifehacker/full?a=ebIijm7m"img src="http://feedproxy.google.com/~f/lifehacker/full?i=ebIijm7m" border="0"/img/a a href="http://feeds.gawker.com:80/~f/lifehacker/full?a=3IxMMc9h"img src="http://feedproxy.google.com/~f/lifehacker/full?i=3IxMMc9h" border="0"/img/a /divimg src="http://feedproxy.google.com/~r/lifehacker/full/~4/M0DuV1V6lec" height="1" width="1"/

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Envoyé : 02 décembre 2008
Note :0.0
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Auteur : 1maidhk
Tags : maid maids housekeeper domestic help jobs cleaning us helper usa agency agencies employment worker workers job work companies foreign helpers labour hong kong filipino salary 1maidhk.com world champ
Envoyé : 02 décembre 2008
Note :0.0
Votes :0

divimg alt="" src="http://hits.guardian.co.uk/b/ss/guardiangu-feeds/1/H.15.1/26248?ns=guardianpageName=Comment+is+free%3A+A+late+calling+to+accountch=Comment+is+freec3=The+Guardianc4=Banking+sector+%28Business%29%2CCredit+crunch+%28Business%29%2CEconomics+%28Business%29%2CMortgages+%28Money%29%2CBorrowing+and+debt%2CMoney%2CBusinessc5=Personal+Finance%2CInvestments%2CCredit+Crunch%2CBusiness+Markets%2CProperty+Mortgages+and+Interest+Ratesc6=Will+Huttonc7=2008_12_02c8=1127135c9=articlec10=GUc11=Comment+is+freec12=blogc13=c14=Comment+is+freeh2=GU%2FComment+is+free%2Fblog%2FComment+is+free" width="1" height="1" //divpA rare silver lining in this recession is that a veil of mystery is being lifted from the longstanding lending practices of British banks. Suddenly they are understood as not necessarily always in the best national economic interest./ppMortgage and business borrowers alike are newly empowered by the pound;37bn bank bail-out, and change is afoot. Yesterday the Royal Bank of Scotland, now 58% owned by the taxpayer, promised it would give distressed homeowners six months' grace before it moved to repossess their property. Last week it said it would guarantee the level and price of its overdraft commitments to small business until the end of 2009 - providing, it qualified, the risks of their situation did not substantially change./ppThese are concessions of the sort that have not been made in any postwar recession. They make it impossible for Lloyds-TSB/HBOS not to follow suit. HSBC will not want to be outdone. Only Barclays, suffering the burden of the bail-out terms from its sovereign wealth fund investors, is likely to cling to the banking tradition of being providers of umbrellas except when it is raining. It will no longer be politically acceptable./ppBankers, in fairness, are the custodians of other people's money. They have to provide cash to their depositors whenever they want it, even as they tie it up in loans to homebuyers and business. This confidence trick requires careful managing. British banks' approach has been to keep their lending as short-term as possible, to have it collateralised against bricks and mortar, to keep tight control at headquarters and to recall loans at the first sign of trouble./ppIt works, but it is brutal. It does not favour long-term investment. It biases lending towards property rather than business innovation. It does not favour manufacturing industry that needs most support in downturns. It makes home ownership high risk for working-class families. And it exacerbates recessions./ppThere is another approach, more widely used in mainland Europe and Japan. It is best illustrated by a story from yesterday's Financial Times about the Reading-based Magal Group. Owner Gamil Magal wants a pound;1.5m loan from RBS to tide over his engineering firm during the recession, collateralised against pound;12m of assets. The company is solid but now losing money; properly supported it might survive. In Europe and Japan, banks tend to be supportive of their Magals, with whom they have long-term relationships. They certainly demand restructuring and redundancy, but they shepherd the scaled-back firms to recovery, offering not just finance but advice and business knowledge./ppIn Britain banks do not support such relationships. But they do know British financial protocols. RBS, says Magal, responded to his request by sending him an insolvency expert. When RBS was privately owned, he would not have dared complain and tempt such awesome power of life and death. In today's climate, he feels he can go public./ppIf the banks together support all the firms in the manufacturing value chain then each individual firm is more likely to pull through. Magal needs supporting, but so do his customers. RBS cannot have an open chequebook, but unless it and other banks are more collectively accommodating to firms' requests, they create the very risks RBS is alert to./ppUK banks have never been properly accountable for their actions, hiding behind the myth that, as their decisions are taken in markets, they are necessarily efficient. They are not. If more businessmen speak out, and the government has some guts, the next 18 months could see a transformation in British finance. It is long overdue./pp· Will Hutton is executive vice-chair of the Work Foundation a href="mailto:will.hutton@observer.co.uk"will.hutton@observer.co.uk/a/pdiv style="float: left; margin-right: 10px; margin-bottom: 10px;"ullia href="http://www.guardian.co.uk/business/banking"UK banking sector/a/lilia href="http://www.guardian.co.uk/business/creditcrunch"Credit crunch/a/lilia href="http://www.guardian.co.uk/business/economics"Economics/a/lilia href="http://www.guardian.co.uk/money/mortgages"Mortgages/a/lilia href="http://www.guardian.co.uk/money/debt"Borrowing debt/a/li/ul/diva href="http://www.guardian.co.uk"guardian.co.uk/a copy; Guardian News Media Limited 2008 | Use of this content is subject to our a href="http://users.guardian.co.uk/help/article/0,,933909,00.html"Terms Conditions/a | a href="http://www.guardian.co.uk/webfeeds/1,,1309488,00.html"More Feeds/a pa href="http://feedads.googleadservices.com/~at/n9llmbmU7O2cqsuftgw_d1pg-Qw/a"img src="http://feedads.googleadservices.com/~at/n9llmbmU7O2cqsuftgw_d1pg-Qw/i" border="0" ismap="true"/img/a/p

pemimg align="left" src="http://www.techdirt.com/images/ic-bauble.png" alt="ic" / This is a case from the Insight Community, a powerful new marketplace that connects companies with intelligent communities like Techdirt. a href="http://www.insightcommunity.com/"Click here/a to learn more./em/p Once again, we're asking small business owners for their insight into how to deal with the financial crisis. If you're not a member of the a href="http://www.insightcommunity.com/"Insight Community/a sign up today to earn money for your insights.pAs you probably know from our a href="https://www.insightcommunity.com/case.php?iid=1259"earlier/a cases, American Express is sponsoring a conversation here in the Insight Community concerning how small businesses are dealing with the financial crisis. Already, a bunch of the insights generated by those earlier discussions have made their way to American Express' a href="http://blogs.openforum.com/"OPEN Forum blog/a. Some great examples of the type of content include Zack Miller's post on a href="http://blogs.openforum.com/2008/10/15/its-time-for-some-black-swan-contingency-planning/"Black Swan Contingency Planning/a and Dennis Howlett's a href="http://blogs.openforum.com/2008/10/10/some-quick-tips-for-small-businesses-in-this-financial-crisis/"Quick Tips for Small Businesses/a. If you decide to participate in this case, we suggest those two posts are great examples of the level of quality to strive for./p pThis time, we're looking for more insight from small business owners on issues as we approach the end of the year.nbsp; How are you approaching your strategy for the end of this year, as many are worried that holiday spending won't be what it's been in the past?nbsp; Alternatively, how are you gearing up for this financial climate as we head into 2009 and how would you recommend others do so.nbsp; We're also curious how the changing political environment, and the various efforts to create various stimulus packages (or bailouts) might impact the way you do business./p pTo enter, please submit a post around these concepts. Please try to emavoid/em just listing out the questions here and answering each one separately. The description is just a conversation starter, from which we hope you'll craft an interesting, insightful, compelling, and relevant blog post that will be helpful to small business owners, such as yourself. The goal here is to go beyond what everyone else is talking about, and dig a little deeper./p pemThis case uses the "claiming" system. You can claim a slot and reserve that spot for yourself, guaranteeing payment if the response actually does meet the guidelines laid out in the case description. Any insight that is selected to then be placed on the American Express OpenForum blog, also will be designated a "top insight" and the authors will be granted the additional bonus on top of the guaranteed claim amount. Please be aware that claiming a spot but failing to submit an insight will lead to a poor rating and an inability to participate in future cases./em/pul liEarn up to b$200/b for Insights on this case./li liInsights Due: b10 Dec 2008, 11:59PMPT/li/p /ul pa href="http://www.insightcommunity.com/case.php?iid=1290"View Case Details at InsightCommunity.com/a/p br style="clear: both;"/ a href="http://www.pheedo.com/click.phdo?s=3ed99ade9762e65fe8f992e9b9d72912p=1"img alt="" style="border: 0;" border="0" src="http://www.pheedo.com/img.phdo?s=3ed99ade9762e65fe8f992e9b9d72912p=1"//a img src="http://www.pheedo.com/feeds/tracker.php?i=3ed99ade9762e65fe8f992e9b9d72912" style="display: none;" border="0" height="1" width="1" alt=""/div class="feedflare" a href="http://feeds.techdirt.com/~f/techdirt/feed?a=gKhwo"img src="http://feeds.techdirt.com/~f/techdirt/feed?i=gKhwo" border="0"/img/a /divimg src="http://feeds.techdirt.com/~r/techdirt/feed/~4/471723415" height="1" width="1"/